How to Apply for Social Security Benefits

Applying for Social Security benefits is designed to be straightforward, with several options available, each offering its own benefits.

Apply Online

To apply for Social Security benefits online, visit www.ssa.gov. The online application process mirrors the forms you would complete in person, so having your records and information ready will speed up the process and improve your chances of approval without needing a hearing.

If you’re applying for disability benefits, you will receive a Disability Starter Kit by mail before your scheduled appointment. Alternatively, you can download the kit from www.socialsecurity.gov/disability.

Apply by Phone

To apply by phone, call 1-800-772-1213. An SSA representative will collect your basic information and schedule a telephone interview with a Claims Representative (CR) at a later date. This interview typically lasts between 30 minutes to an hour and covers all necessary aspects of your application. Ensure you have all relevant documentation, information, and medical records available for a thorough application.

Apply In Person

Some applicants prefer to apply in person at their local SSA office. To do this, call 1-800-772-1213 to schedule an appointment. During the appointment, a Claims Representative will assist you in opening your file and starting your claim. You will be provided with all the materials and information needed to proceed with your application.

Required Information and Documents

Regardless of the application method, you will need to provide the following information:

  • Personal Information: Full name, Social Security number, and birth details.
  • Previous Applications: Information on any previous Social Security or Medicare applications.
  • Military Service: Dates of active military service, if applicable.
  • Other Benefits: Details on any monthly benefits from federal U.S. agencies or foreign countries.
  • Marriage Details: Dates, names, and locations of marriages.
  • Children: Information about your children, including dates of birth and Social Security numbers, if available.
  • Workers’ Compensation: Eligibility details for workers’ compensation or other disability benefits.
  • Employment History: Employment details, including self-employment and earnings for the past two years.
  • Medical Information: Details of illnesses or injuries affecting your ability to work, including medical records, provider information, and treatment history.

Having this information organized and ready will help streamline your application process.